Beauty and cosmetics companies that manufacture, import, or distribute beauty products need protection from the cost of claims arising from accidents and damages caused by their products. Just one product liability claim can cost tens of thousands of dollars or more—not to mention damage a business’ professional reputation.
Beauty and cosmetics insurance is designed to provide the financial protection beauty and cosmetics companies need when faced with products claims. Without it, a business may have to pay the expenses out of pocket.
Veracity Insurance Solutions has successfully provided placed insurance for over 3,000 clients nationwide in the beauty and cosmetic industries. Our exclusive in-house underwriting program makes Veracity the obvious choice for your beauty product liability insurance needs. With our exclusive program, we can turn quotes and policies around in less than a day.
Target Classes
- Apparel
- Baby Skincare Products
- Beauty Accessories
- Candles
- Cosmetics
- Essential Oils
- Hair Care Products
- Jewelry
- Perfume & Body Fragrances
- Pre-Made Bases and Materials
- Skin Care Products
- Spa Supplies
- Toiletries
- Topical Ointments
- Topical Products for Animals (Shampoos, Ointments, etc.)
Program Highlights
- 24-48 Hour Quote Turnaround
- Low Minimum Premiums
- $1 Million Occurrence/$2 Million Product Liability/$2 Million Aggregate Limits
- Additional Insured Vendors Endorsements Included
- Low Deductible Options
- Worldwide Coverage
- Limits up to $50 Million
- Inland Marine Coverage
- Hired/Non Owned Auto Coverage
- Employee Benefits Liability
- Trade Show Coverage
- Product Withdrawal Coverage
- Pollution Legal Liability Coverage